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How Environment Guru Uses Your Personal Information
This policy covers how Environment Guru treats personal information that Environment Guru collects and receives, including information related
to your past use of Environment Guru products and services. Personal information is information about
you that is personally identifiable like your name, address, email address, or phone number, and that
is not otherwise publicly available.
This policy does not apply to the practices of companies that Environment Guru does not own or control,
or to people that Environment Guru does not employ or manage. In addition, some companies that
Environment Guru has acquired have their own, preexisting privacy policies.
INFORMATION COLLECTION AND USE
Environment Guru collects personal information when you register with us, when you use Environment Guru
products or services, when you visit Environment Guru pages or the pages of certain Environment Guru partners,
and when you enter promotions or sweepstakes. Environment Guru may combine information about you that we have
with information we obtain from business partners or other companies.
When you register we ask for information such as your name, email address, birth date, gender, ZIP code, occupation,
industry, and personal interests. For some financial products and services we might also ask for your address,
Social Security or taxid number, and information about your assets. When you register with Environment Guru
and sign in to our services, you are not anonymous to us.
Environment Guru collects information about your transactions with us and with some of our business partners,
including information about your use of financial products and services that we offer.
Environment Guru automatically receives and records information from your computer and browser, including your
IP address, Environment Guru cookie information, software and hardware attributes, and the page you request.
Environment Guru uses information for the following general purposes: to customize the advertising
and content you see, fulfill your requests for products and services, improve our services, contact you,
conduct research, and provide anonymous reporting for internal and external clients.
Environment Guru does not contact children under age 13 about special offers or for marketing purposes without a
Environment Guru does not ask a child under age 13 for more personal information, as a condition of
participation, than is reasonably necessary to participate in a given activity or promotion.
INFORMATION SHARING AND DISCLOSURE
Environment Guru does not rent, sell, or share personal information about you with other people
or non-affiliated companies except to provide products or services you've requested, when we have
your permission, or under the following circumstances:
We provide the information to trusted partners who work on behalf of or with Environment Guru under confidentiality
agreements. These companies may use your personal information to help Environment Guru communicate with you about offers
from Environment Guru and our marketing partners. However, these companies do not have any independent right
to share this information.
We have a parent's permission to share the information if the user is a child under age 13. Parents
have the option of allowing Environment Guru to collect and use their child's information without
consenting to Environment Guru sharing of this information with people and companies who may use
this information for their own purposes.
We respond to subpoenas, court orders, or Legal process, or to establish or exercise our
legal rights or defend against legal claims.
We believe it is necessary to share information in order to investigate, prevent, or take action
regarding illegal activities, suspected fraud, situations involving potential threats to the physical
We transfer information about you if Environment Guru is acquired by or merged with another company.
In this event, Environment Guru will notify you before information about you is transferred and
Environment Guru displays targeted advertisements based on personal information. Advertisers
(including ad serving companies) may assume that people who interact with, view, or click targeted ads meet
the targeting criteria—for example, women ages 18-24 from a particular geographic area.
Environment Guru does not provide any personal information to the advertiser when you interact with
or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility
that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
Environment Guru advertisers include financial service providers (such as banks, insurance agents,
stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines,
and software companies).
Environment Guru works with vendors, partners, advertisers, and other service providers in different industries
and categories of business. For more information regarding providers of products or services that you've requested
please read our detailed reference links.
Environment Guru may set and access cookies on your computer.
Environment Guru lets other companies that show advertisements on some of our pages set and access their
cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies,
not this one. Advertisers or other companies do not have access to Environment Guru cookies.
CONFIDENTIALITY AND SECURITY
We limit access to personal information about you to employees who we believe reasonably need to come into
contact with that information to provide products or services to you or in order to do their jobs.
We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal
information about you.
Environment Guru may update this policy. We will notify you about significant changes in the way we
treat personal information by sending a notice to the primary email address specified in your Environment Guru
account or by placing a prominent notice on our site.